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Overview: Kini

Millions of blue-collar workers in Southeast Asia live from paycheck to paycheck, are underbanked, have limited access to credit, and are vulnerable to predatory lending from payday lenders.

Kini provides earned wage access, or payday-on-demand services, helping employees take control of their finances by providing immediate access to cash, bill-paying services, and special features including micro insurance and micro investments tailored to the market.

The company launched in its home base of Indonesia, the fourth most populous country in the world, and plans to expand to the Philippines and other markets in Southeast Asia.

Kini’s platform includes additional tools for companies to help manage their workforce, including instant disbursement of incentives or allowances, expense management, communications, payroll services, and API integration with human resources information systems and employee time tracking systems.

Companies offering Kini to their employees benefit from increased attractiveness to prospective employees and improved employee retention.

The details here are based on information received from, and verified solely by, the company.
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Co Investors

East VenturesK50 VenturesTen13
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Kini Management Team

Jordan Fain

Founder and Chief Executive Officer

Jordan founded Kini in 2021. Prior to founding Kini, Jordan had multiple international launch and scale experiences at CSS (Otter) and Uber/Uber Eats. At CSS, he was the head of international expansion and launched in 28 new markets in 12 months, building a team of greater than 100 B2B sales & ops across EMEA & APAC. At Uber, he led various roles, including leading Uber’s rider growth team in SE Asia and being GM of Uber Eats in 11 markets in LATAM. Additionally, he launched Uber Eats in Japan, growing the team from five to 120 employees with over $100M in gross merchandise value (GMV). Jordan hails from Australia, he holds a degree in accounting and finance from UNSW in Sydney.

Sidnei Budiman

Chief Technology Officer

Sidnei is responsible for developing Kini’s product and implementing new features embedded within the platform. Prior to joining Kini, he had 20 years of experience in multiple fintech roles developing some of Indonesia’s largest fintech products for corporations such as MNC Group, CMK Group, and Bank CIMB Niaga. The products Sidnei has helped built are used by millions of Indonesians and process millions of transactions daily. In his last role, Sidnei founded a company called Blimpcom where he built an engineering team from zero to over 40 in multiple markets backed by Softbank. He holds a master’s in computer engineering from UNSW and bachelor of computer science and technology of University of Sydney.

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